Why Purchase Cargo Insurance?
Cross-border logistics involves multiple touchpoints and high risks. Don't let a single accident ruin your business.
Natural Disasters
Typhoons, tsunamis, and extreme storms at sea can cause total cargo loss.
Shipping Accidents
Vessel grounding, collisions, fires, and explosions are rare but catastrophic.
Loading & Handling
Damage caused during the physical handling of goods at ports or warehouses.
Theft & Loss
Partial shortages or total theft of containers during transit or storage.
Weather Delays
Severe weather leading to moisture damage or prolonged transit times.
Economic Loss
A cargo loss of $100,000 without insurance can be a fatal blow to your cash flow.
Global Coverage Range
Geographic & Transit
- China to World: Major routes to US, UK, EU, CA, and AU.
- All Modes: Ocean (FCL/LCL), Air, Express, and Multi-modal.
Warehouse-to-Warehouse
Our protection starts from the moment cargo leaves the supplier's warehouse, covers the entire sea/air journey, customs clearance, and ends only when it reaches the final destination (FBA or private address).
Insurance Plan Types
| Plan Type | Coverage Details | Best For |
|---|---|---|
| FPA (Free from Particular Average) | Covers total loss, general average, and major accidents only. | Low value, price-sensitive cargo. |
| WPA (With Particular Average) | FPA coverage + partial loss due to natural disasters. | Medium value industrial goods. |
| All Risks (Recommended) | Comprehensive coverage including theft, leakage, breakage, and more. | High value e-commerce goods. |
What's Covered & What's Not
Covered Risks
- Natural disasters causing cargo damage
- Accidents involving the transport vehicle/vessel
- Loss of entire packages during loading/unloading
- General Average (G.A.) contributions
- Theft and non-delivery (under All Risks)
Exclusion Risks
- Intentional misconduct of the insured
- Inherent vice or nature of the goods
- Insufficient or unsuitable packaging
- Delay in transit (indirect losses)
- Seizure or destruction by Customs
Booking Process
1. Submit Cargo Info
Commodity, value, quantity, and route.
2. Quote & Confirm
Receive customized plan and pay premium.
3. Policy Issued
E-policy delivered within 1 hour.
Claims Process
1. Notify & Evidence
Report within 24h with photos/videos.
2. Submit Documents
B/L, Invoice, and Damage reports.
3. Settlement
Payout within 3-7 business days after approval.
Required Claim Documents
Insurance Policy
Bill of Lading
Damage Photos
Commercial Invoice
Transparent Pricing
Our rates are based on the risk profile of your cargo. Typical rates for "All Risks" coverage range from 0.1% to 0.3% of the total insured value.
Formula Example
,000 (Value) �� 0.15% (Rate) = .00
Estimate Your Premium
The Insurance Advantage
Elite Partners
Collaboration with Ping An, CPIC, PICC, AIG, and Allianz.
Fast Issuance
Policy generated within 1 hour of confirmation.
Claim Assistance
Dedicated experts to guide you through the entire claim lifecycle.
Insurance FAQ
While not legally mandatory, it is highly recommended for high-value e-commerce goods. Carriers like DHL/UPS only provide limited liability, which rarely covers the full value of your goods.
Insurance must be purchased and the policy issued before the cargo departs from the origin. Once the vessel or flight has left, insurance cannot be backdated.
It covers most external risks (damage, theft, accidents). However, it does not cover inherent defects, poor packaging by the supplier, or delays caused by customs.
Real Claim Stories
Container Overboard
Electronics seller lost a full container during a sea storm. Result: 100% value paid out in 15 days.
Rain & Water Damage
Textile goods were soaked due to container leakage. Result: 80% loss compensation approved.
Last-mile Shortage
High-value fashion items missing upon FBA arrival. Result: Shortage value fully reimbursed.
Risk Warnings
Insurance does not cover 100% of all possible scenarios. Please ensure your cargo is accurately declared and properly packed. False declarations may lead to claim rejection.
Download Full Terms (PDF) ��